David Cracknell is the Director of First Principles Consulting Limited, based in Nairobi. His technical work focuses on financial inclusion, policy and regulation, strategic and institutional reviews, market research, pilot testing, delivery channel diagnostics and service delivery, and writing on microfinance and banking. He recently co-published a book on Digital Financial Inclusion and Market Development for AERC alongside other authors. He has published over 70 blogs on financial services on his website www.firstprinciplesinfinance.com. He is a judge for the Think Business Banking Awards, a keynote speaker and board advisor. He has over 30 years’ experience in over 25 countries in Africa and Asia.
His recent work has included developing a market assessment study to inform the next National Financial Inclusion Strategy for Kenya, regulatory reviews for clients in Kenya and Ghana, market development work in Ghana, and agricultural finance product development. He previously developed digital agricultural finance training for AFRACA, based on agfin and agtech developments in Kenya. David has reviewed donors’ digital finance programs and performed country level studies leading to the creation of donor programs. At different times, he has worked building the capacity of Central Banks, in Bangladesh, Uganda, Rwanda, Malawi and Zambia in digital financial services.
David is fluent in English and has basic knowledge of Sinhalese and French. David has a Certificate in Financial Technology from Oxford University Said Business School (UK), Post Graduate Diploma in Bank Financial Management from the University of Sri Jayawardenapura (Sri Lanka), and a degree in Economics from the University of Leicester (UK).